Terms of Service

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Granite Equitorage website and platform (the "Service"). This is a general draft provided for informational purposes and should be reviewed against applicable law before relying on it as a binding agreement. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

Last updated: [date to be inserted]

1. About the Service

Granite Equitorage provides an automated decision-support tool that applies predictive analysis to dollar-cost averaging strategies for retail investors. The Service presents informational outputs, schedules, and suggested parameters intended to assist users in planning recurring investment activity.

The Service does not place trades, hold funds, or manage brokerage accounts on your behalf. Any investment decisions and actions remain entirely your responsibility.

Use of the Service

Key conditions that apply when you access or use Granite Equitorage.

Eligibility

Who may use Granite Equitorage

You must be able to form a legally binding contract in your jurisdiction to use the Service. By using Granite Equitorage, you represent that you meet this requirement and that all information you provide is accurate and current.

Account

Account responsibility

If an account is required to access certain features, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

Acceptable Use

Permitted use

You agree not to misuse the Service, interfere with its operation, attempt unauthorized access to any systems, or use the Service for any unlawful purpose.

Modifications

Changes to the Service

Granite Equitorage may modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability for any such changes.

Investment Disclaimer

Please read this section carefully before relying on any output from the Service.

01

No financial advice

Content, schedules, and outputs generated by Granite Equitorage are provided for informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice, and should not be relied upon as such.

02

No guarantee of results

Predictive analysis and modeling involve inherent uncertainty. Past performance of any strategy or model is not indicative of future results. Granite Equitorage makes no representation or warranty regarding the accuracy, completeness, or future performance of any output.

03

Your responsibility

You are solely responsible for evaluating the suitability of any investment approach and for all decisions you make. We recommend consulting a qualified financial professional before making investment decisions.

Intellectual Property

Ownership of the platform, content, and materials made available through the Service.

All content, software, designs, text, graphics, and other materials associated with the Service are owned by Granite Equitorage or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use, subject to these Terms.

You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

Limitation of Liability

The extent of Granite Equitorage's responsibility in connection with the use of the Service.

Service provided "as is"

  • No warranty of uninterrupted or error-free operation
  • No warranty that outputs are accurate or complete
  • No warranty of fitness for a particular purpose

Our commitment

  • Reasonable efforts to maintain platform availability
  • Transparent description of methodology where disclosed
  • Prompt correction of known material errors where feasible

To the fullest extent permitted by applicable law, Granite Equitorage and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment losses arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

Additional Terms

Further provisions governing your relationship with Granite Equitorage.

Termination

Suspension of access

We may suspend or terminate your access to the Service at our discretion, including for conduct that violates these Terms or is otherwise harmful to other users or the Service.

Third Parties

Third-party links and services

The Service may reference or link to third-party tools, data sources, or brokerage platforms. Granite Equitorage does not control and is not responsible for the content, accuracy, or practices of any third party.

Governing Law

Jurisdiction

These Terms shall be governed by applicable law as determined based on the operating jurisdiction of Granite Equitorage. This section is a placeholder and should be updated to reflect the specific governing law and venue applicable to your business.

Changes

Updates to these Terms

We may revise these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Severability and Entire Agreement

General provisions applicable to these Terms as a whole.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Granite Equitorage regarding the use of the Service and supersede any prior agreements or understandings.

Questions about these Terms?

If you have questions regarding these Terms and Conditions, please reach out through the contact details provided on our website before continuing to use the Service.